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Insurance Brokers And Agencies Management in Germany

What professionals in this field deal with in Germany, from official sources, and a program built for the profession that keeps your records on your own computer.

From $5 a month (about 4.45 EUR)

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Official systems and rules for this profession in Germany

Bawabetna summaries of official publications, each linked to its source. The official text prevails. These systems are run by the authorities: you use them directly, and the program keeps your own records organised alongside them.

Permit for insurance intermediaries (Trade Regulation Act § 34d)

Whoever professionally intermediates insurance or reinsurance contracts, as an agent of one or more insurers or as a broker for the client, needs a permit from the competent Chamber of Industry and Commerce.

Trade Regulation Act (GewO), § 34d · Official source

What the program does

  • Working screens: Client, Insurer, Policy, Renewal, Quote, Endorsement, Insurance claim, Commission receipt, Document, Service, Invoice, Payment, Refund.
  • Home page alerts: Policies expiring (60 days), Renewals in progress, Open claims, Quotes awaited from insurers.
  • Reports: Premium by line, Commission expected and received by insurer, Renewals by status, Claims by status, Revenue by month, Revenue by service and more.
  • Printing: Print invoice, Print the quote comparison.
  • Roles with their own permissions: Broker owner, Account executive, Claims officer, Accountant, Manager.

Full program details

Common to every Bawabetna program

  • Your records stay encrypted on your own devices
  • Works without internet
  • 16 languages, printing and backups
  • Import from your previous software
  • Clients control their own consent

Business rules in Germany included in your program

VAT: rates

Standard VAT rate: 19%. Reduced rates reported by the country to the European Commission's Taxes in Europe Database (TEDB): 7%. Rates TEDB lists for the category 'pharmaceutical products': 7%. Some rates apply only to certain regions or categories; check the category of your goods or services in TEDB. Reference: European Commission, Taxes in Europe Database (situation on 6 October 2026).

Official source

Other professions in Germany

Insurance Brokers And Agencies Management in other countries

Bawabetna in Germany